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Fort Myers Office
2039 West First Street, Suite 7
Fort Myers, FL 33901

866-976-2185
Fax: 239-791-1074

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Surety Bonds in Fort Myers FL & Jacksonville FL

Back Your Obligations.

Your primary goal as a business owner is to ensure that your operations run smoothly and efficiently on a daily basis. But in special circumstances, the performance of your business may require extra attention that assures an obligee that you, the principal, are performing as promised.

At Smith Insurance & Bonds, we specialize in providing bonding services that help to protect the integrity of your business. Our Surety Bond services include writing agreements that guarantee the party requesting the bond that your business will uphold its obligations.

Types of Surety Bonds

Smith Insurance & Bonds can write a variety of Surety Bonds, including:

  • Florida Financially Responsible Office Surety Bond ($100,000)
  • Florida Construction License 660 Credit Bond
  • Performance and Payment Bonds
  • Contractor Bonds
  • Sub-Division Bonds
  • Court Bonds
  • Conservator Bonds
  • Fidelity Bonds
  • Public Officials
  • Liquor Licenses

Our Featured Surety Bonds

Florida Financially Responsible Officer Surety Bond ($100,000)

What is this bond?

The Construction Industry Licensing Board requires as part of the licensing process that a Financially Responsible Officer be named. This person can either be the licensed qualifier and no bond is required. Or, and more common, the owner of the company is named because the qualifying (licensed) person chooses not to.

The bond is underwritten on credit and renews annually if the licensing situation remains the same

What does this bond guarantee?

Taken directly from the bond form, the Financially Responsible Officer Bond is a $100,000 bond that guarantees that the licensed construction company:

Since there are many types of Surety products, it’s important to discuss your options with a licensed, professional bond agent. Our underwriting services are flexible to meet your unique business needs, and we specialize in a high-degree of customer care that will ensure maximum consideration for your assets.

Contact a Bond specialist at Smith Insurance & Bonds today to keep your commercial responsibilities protected.

…truly and faithfully make the payments to the State Treasurer of the State of Florida in his capacity as Treasurer of the Department of Business and Professional Regulation as provided in and as required by any and all laws of the State of Florida Business and Professional Regulation, and shall faithfully and accurately keep its books and records and make reports as in any and all of said laws provided and required, and shall conduct its business in conformity with said laws and rules of the Florida Department of Business and Professional Regulation, and shall well and truly keep and perform each and every requirement in and by said laws and rules provided, then this obligation to be null and void, otherwise to remain in full force and effect.

GET A QUOTE

Florida Construction License 660 Credit Bond

What is this bond?

All Florida contractor license applicants for active or change of status must demonstrate financial responsibility to the Florida Department of Business and Professional Regulation in order for the license transaction to occur. For those applicants with a credit score of less than 660 (FICO derived), the DPBR requires either a letter of credit or a surety bond.

What does this bond guarantee?

…shall well and truly and faithfully make the payments to the State Treasurer of the State of Florida in his capacity as Treasure of the Department of Business and Professional Regulation as provided in and as required by any and all laws of the State of Florida Business and Professional Regulation, and shall faithfully and accurately keeps its books and records and make reports as in any and all of said laws provided and required, and shall conduct its business in conformity with said laws and rules of the Florida Department of Business and Professional Regulation, and shall well and truly keep and perform each and every requirement in and by said laws and rules provided…

The bond renews annually until the applicant can demonstrate a credit score of 660 or higher to the CILB.

Often the Florida Construction License 660 Credit Bond is associated with the Financially Responsible Officer Bond ($100,000)

Your rock-solid foundation for winning new jobs? Surety Bonds

We bolster you with:

  • Bid bonds—to guarantee you will honor your bid and will sign all contract documents if awarded the job.
  • Performance bonds—to guarantee you will complete the contract according to its terms, including price and time.
  • Payment bonds—to guarantee your vendors, suppliers, and subcontracted parties will be fully reimbursed and paid the monies that they are due.

Rely on us for:

  • General liability
  • Commercial auto (fleet protection)
  • Workers’ compensation (on-the-job injuries)
  • Umbrella/excess liability
  • Commercial property

A bond is not an insurance policy. It is a guarantee. And it is the most competitive way to demonstrate that you are qualified to take on a job, fully capable of completing a project proficiently, and financially strong enough to pay all the necessary bills. Surety bonds are a vital component for winning the confidence of project owners, confirming you are indeed the best suited firm for the task. Whether you are a commercial contractor or a subcontractor, surety bonds and expert underwriting reinforce your overall capabilities and competitive potential.

At Smith Insurance & Bonds, we help you stand out to owners of commercial development projects with bid bonds, performance bonds and payment bonds. With surety bonds, you will:

  • Increase the size of jobs you qualify for
  • Eliminate personal indemnification of company owners and spouses
  • Demonstrate your company’s financial stability
  • Enhance your company’s reputation in the industry

GET A QUOTE

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